M Mid Point
🛡️ Escrow-style protection for everyday Nigerian trade

The safe middle for every online deal .

Found a seller on WhatsApp, Instagram or Jiji? Don't pay directly. MidPoint holds the money until you confirm your item — so nobody gets burned.

Start a secure transaction See how it works
₦184M+ Safely held & released
12,400+ Completed transactions
8 hrs Buyer inspection window
TG
Temi Gadgets
Seller · Ikeja, Lagos
In escrow
Held safely by MidPoint ₦145,000 iPhone 12, 128GB · Blue
✓
Payment received
Chiamaka paid securely · 10:42 AM
✓
Dispatched by seller
Sent to Ibadan · seller-arranged delivery
Inspection in progress
6h 42m remaining
Funds released to seller
After buyer confirms
Three simple steps

From "is this seller legit?" to done deal.

MidPoint isn't a marketplace. Find your buyer or seller anywhere — then bring the payment here.

1

Create the transaction

The seller lists the item, price and delivery option, then shares a secure invite link with the buyer.

2

Buyer pays MidPoint

The buyer pays into MidPoint's secure hold — not the seller's account. The seller ships knowing the money is real.

3

Inspect, then release

The buyer gets 8 hours to inspect. Accept the item and funds go to the seller instantly — or open a dispute.

Why MidPoint

Built for how Nigerians actually buy and sell.

🛡️

No "pay before delivery" fear

Money only moves when both sides are protected.

📦

Dispatch confirmation

Sellers arrange their own delivery and mark the item as dispatched — so you always know when it's on the way.

⏱️

8-hour inspection

Open the box, test it, be sure — before a single naira is released.

⚖️

Fair dispute resolution

If something's wrong, our resolution team steps in with evidence from both sides.

Featured businesses

Verified sellers who trade the safe way.

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Testimonials

People sleep better with MidPoint.

★★★★★

"I sell wigs on Instagram. Buyers used to vanish after 'I'll transfer now now'. With MidPoint I ship only when the money is already held. Game changer."

AB
Adaeze Bello
Crowned Hair Empire, Lagos
★★★★★

"Bought a UK-used laptop from a Jiji seller in Ibadan. The 8-hour inspection let me test everything before his money was released. Both of us were calm."

KO
Kunle Ogunleye
Buyer, Abeokuta
★★★★★

"I dispatch with my own rider and just tap 'Item dispatched' — the buyer gets notified instantly. I received ₦19,000 on ₦20,000 clean. Fair."

TU
Tunde Usman
Temi Gadgets, Ikeja
FAQs

Questions people ask before their first deal.

Is MidPoint a marketplace?
No. We don't list or sell products. You find your buyer or seller anywhere — WhatsApp, Instagram, Jiji, Facebook Marketplace, referrals — and use MidPoint only to protect the payment.
Who pays MidPoint's fee?
The seller pays a 5% service fee, deducted from their payout. Buyers pay nothing to MidPoint — only the product price agreed with the seller. Delivery is arranged directly between buyer and seller, so any delivery cost is settled between you — MidPoint doesn't charge or collect it.
What happens during the 8-hour inspection?
Once the item is delivered, the buyer has 8 hours to inspect it and either accept the item or open a dispute. If the buyer does nothing, funds are released automatically when the inspection window closes.
What if the item isn't as described?
Open a dispute before the inspection window closes. Both parties submit evidence — photos, chat records and delivery proof — and our resolution team reviews the case.
See all FAQs

Buy with confidence. Sell with confidence.

Your next online deal doesn't have to be a gamble. It takes 2 minutes to create your first secure transaction.

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